Close In 3 Weeks Or Less. NO-DOC Rates Starting At 4.375% No Upfront Fees! No Junk Fees! No Tax Returns!

We are Your Quick Loan Solution!
Hard Money and Non-Qualified Mortgage Money Specialists!

Your Success is Our Mission!

Zip Equities works with Leading Nationwide direct Hard Money & NON-QM lenders for Real Estate Investors.

Whether you are a contractors, real estate investors or contractors, get a customized hard money loan program tailored to your project.  Our investment based financing options matched with our lenders gets you the financing you need quickly.  

No Upfront Fees! No Junk Fees! No Tax Returns!  

Multiple Loan Programs

Our experienced Expert Loan Brokers will match our matrix of lenders and loan programs to your unique real estate investment to provide the best loan options.  We have Hard Money Loan Programs!  We have loan programs for Bridge Loans, Cash-Out Refinance for non-owner occupied properties, Commercial, Commercial Bridge Loans, Fix and Flip for Real Estate Investors, Foreclosure Bailouts, Hard Money, Multi-Family, NO-DOC Loans and Stated Income.

Learn how to buy your Investment Property with Zip Equities!

Looking for the right program for you? Find out more about Hard Money vs. Fix and Flip Loans.

Check out our Mortgage Calculator to see what the best fit is for you!

Contact Us

If you have an investment scenario, speak with one of our Expert Brokers.  We can work with you to find your lending solution.

We look forward to working with you as your lending partner on your next Real Estate investment. If you have a Loan Scenario and would like to speak to one of our Expert Brokers, please contact us directly or submit a loan application!

Apply Now

If you’ve never applied for a Hard Money Loan and want to find out more, check out How to Get a Hard Money Loan in just 3 easy steps with Zip Equities!

What do Private Money Lenders Look for?

Looking for a Soft Money Loan? Find out more about our innovative loan program.

Join Us

Are you a Loan Officer looking to expand your opportunities? We are always looking to grow our team and have positions for Loan Officer Jobs available – Apply Now

Currently we are looking for the following positions at Zip Equities:


Learn more about Zip Equities, here is a message from our CEO, Michael Mikhail. Find out the latest about Zip Equities in the Press!


  • Alabama
  • Alaska
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • New Hampshire
  • New Jersey
  • New York
  • New Mexico
  • North Carolina
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • Tennessee
  • Texas
  • Utah
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

A One-Stop-Shop: Your Trusted Resource for Real Estate Investors, No More Headaches or Time Wasting!

At Zip Equities, Real Estate Investors have access to a one-stop-shop for all your nationwide direct hard money & NON-QM Loan Programs. For a complete list of our loan programs please visit our Products page.

Nationwide Lending!

Are you looking for a Hard Money Loan in New Jersey or California? or a Direct Hard Money Lender in TexasFlorida, or New York? or a Fix and Flip Loan in Georgia

No matter where you live or where you wish to focus your investment opportunities, Zip Equities can help you obtain the right Loan Program for your upcoming Real Estate endeavor.

No-Income-Verification Loans: Innovative Loans Under One Roof

Zip Equities, unlike traditional lenders, continues to efficiently deliver rare programs for all your Real Estate Investment needs. Looking for a Commercial Bridge Loan in New Hampshire?

How about a No-Income-Verification Loan in Connecticut? Our Stated Income (whether it’s purchased, cash-out, or rate in term) Loan starts at 4.375%!

Looking for a Direct Private Money Lender? Zip Equities’ dedicated and knowledgeable team of Loan Officers is the #1 trusted resource to guide you through the mortgage approval process to get you approved for your loan.  

Need more information? Discover the Top 3 Reasons to Refinance Your Investment Property.

While a private money loan can take place when friends and family lend you money for your Real Estate Investment goals, it most commonly originates from a financial institution like Zip Equities. For Real Estate Investors at any level of experience private money is useful to close larger deals. A solid real estate investing experience, a highly appraised property as a collateral along with a high estimated profit margin are important factors for a Direct Private Money Lender, like Zip Equities to fund a deal.

Expect the Best: Your Success is Our Success.

From coast to coast, Zip Equities has a team of experienced, professional, and hard working Loan Officers ready to work with your real estate scenario on your next investment property. Learn more about our Specialized Mortgage Programs.


Hard Money Loans

Zip Equities provides direct access to hard money funds, ensuring that all your real estate investment goals are attainable. Our team is designated to assure the best possible options for our prospective borrowers.

Expedited Loan Process

A Zip Equities’ team member can provide a Pre-Approval for a loan within 24 hrs. As a direct hard money mortgage lender, we have the ability to provide a prospective borrower with an expedited loan process, ensuring a swift and easy service.

National Services

We provide direct hard money funds nationally. To inquire about our national partnerships with loan officers, title agents, and appraisers, feel free to Contact Us directly.

Strategic Financial Planning

Whether you are a new borrower or a first time real estate investor, Zip Equities will guide you every step of the loan process. We have a unique perspective on the loan process and ensure a supportive management team with utmost experience.



Sebastian Wright

Outstanding service! I work with different brokers and they all recommended me Zip Equities. Very professional staff, they went out of their way to help out.


Veronica Merrit

I can not thank Zip Equities enough and the amazing team that works there. They are fantastic! The professionalism and advice given to me as an investor was exceptional, not only by one person but every single one in the team were amazing!


Gretel Smith

I have had the pleasure of doing business with Zip Equities for over a year now and I can not thank them enough for everything they have done for me and my business... You are the best in the market! Keep up the good work.


Camille Yacaba

Great team to work with, highly recommend Zip Equities. The CEO was there every step of the way, ensuring the best team was working with me, providing me with great rates!


Marco Loiacono

I have been doing Business with the CEO for 15 years. They offer unique ways to get loans done in a cost affective and friendly way. Whether you’re loan is $100,000 or into the millions they treat each and every single loan the same.


Henry Link

I couldn't thank Zip Equities enough. At the age of 22, I was able to buy my first home only thanks to them. They helped me throughout the entire process and were more professional then other companies I dealt with. Thank you Chris for being so patient and being an amazing help.


Talk To Us & We’ll Talk To You!